Spring Auto Loan Special!
New and Used auto loans start at 4.74%. This promotion was originally offered through 6/15/09 and has now been extended to 7/31/09. This promotional rate is available on all auto loans, model year 2002 and newer (not available on Leadco refinances). Refer to our loans page for more details.
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What is the purpose of a Credit Union?
A credit union operates for
the purpose of promoting thrift among its members, providing a source
of funds where loans may be secured at a guaranteed low rate of
interest, and assisting members in the management of their financial
affairs. Leadco Community Credit Union was organized in 1953 to
provide these services to the employees of the St. Joe Lead Company,
its subsidiaries and affiliates. Today, expansion has extended
membership to a much larger group.
Who owns the Credit Union?
A
credit union is owned and operated by its members. The credit union is
a democratic cooperative controlled by a volunteer Board of Directors
who are elected by the members, from the membership. The board, in
turn, hires employees to manage the daily operations of the credit
union, under the board's leadership. A credit union’s mission is to
provide a place for members to pool their resources, regardless of
size, for the mutual benefit of each other.
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Is my money safe?
Yes.
Leadco Community Credit Union is a state chartered credit union
regulated by the Missouri Division of Credit Unions. Its deposits are
federally insured by the National Credit Union Share Insurance Fund, an
agency of the United States government. Accounts are insured to at
least $250,000. Retirement accounts are covered to $250,000; to get an
estimate of the coverage available to you, (Share Insurance
Estimator). It is important to note that not one penny of
insured savings has ever been lost by a member of a federally insured
credit union. If you would like more information regarding your
account's safety, click here to link to the
Missouri Division of Credit Unions' web-site.
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| Missouri credit unions are teaming up with Homes for Our Troops - a
non-profit group that builds specially adapted homes for severely
injured members of the military. For more information visit:
www.homesforourtroops.org.
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Save money on your cell phone plan!
Take advantage of this great opportunity brought to you by CUcorp and Sprint Nextel.
Members Receive:
- 10% off most regularly priced Sprint Nextel service plans
- Waived activation fee on new activations
- Waived upgrade fee
Business Customers Receive:
- 15% discount on most corporate liable monthly recurring Sprint Nextel charges
- Waived activation fee on new activations
- Waived upgrade fees
- 20% accessories discount
- Equipment discounts
Privacy Notice
Leadco Community Credit Union collects nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us or others; and
- Information we receive from consumer reporting agencies
We do not disclose any nonpublic information about you to anyone, except as permitted by law.
If you decide to terminate your membership or become an inactive member, we will still adhere to the privacy policies and practices described above in the notice.
Leadco Community Credit Union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
USA Patriot Act - Identity Verification Notice
In order to comply with the USA Patriot Act, Leadco Community Credit Union is required to verify the identity of members applying for and opening new accounts or services with the credit union. Information we are required to obtain includes name, mailing and residence address, tax identification number, date of birth and a copy of a government issued photo ID. Additional data may also be gathered depending on the type of account applied for or opened. Data on existing members will be gathered as they open or use additional services offered by the credit union. The Act requires us to maintain records of the identification verification and periodically update this information. Confidentiality of the information will be maintained as required by law.
Linked Web Site Disclaimer
Our web site provides several links to other web sites for your convenience and use. We check these sites periodically for content and useful features. However, we are not liable for the content and availability of any of these linked sites. If you experience problems with any linked site, please contact us as soon as possible so we can address the matter.
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