Are You Ready for Your First home?

 

The guy in 3A has a dog that barks all night. The women in 3C works nights and plays the TV at extreme volumes all day. Apartment living is on the verge of driving you over the edge; you need an escape. One escape option could be your own home, an option that provides many advantages, both financial and personal.

 

Financial Advantages

It can cost less than renting—Federal income tax deductions on property taxes and mortgage interest could help reduce or offset the actual costs of owning a home—tax savings that are not available as a renter.

Fixed rates—If you choose a fixed rate, you’ll have the same principle and interest rate each month. There will be no landlord raising monthly rent payments.

Long-term investment—On average, real estate is a solid, long-term investment. Housing usually provides steady returns even during unsteady times in the stock market.

Equity—For many, owning a home is the single greatest source of financial security and independence. Equity often builds as the value of your home appreciates over time.

 

Personal Advantages

Community—Owning a home gives you a sense of belonging as you live and become involved with your community through neighbors, the school system, local politics and volunteer efforts.

Control—With your own home, you control your surroundings, you can make changes. Knock out a wall. Paint. Redecorate. It’s your home, you’re in charge.

Stability—A home signifies a strong sense of commitment, an attribute that allows you to plan for the future without having to worry being unsettled in your surroundings.

Pride—You’ve achieved what many believe to be the American Dream, home ownership. Reaching such a goal is a great source of pride.

 

Are you ready for your first home? Let the experienced professionals at Mortgage Solutions, LLC, help you get there. Contact them today!

 

314.264.5325

866.533.1720

4020 Fee Fee Road

Bridgeton, MO 63044

(or look under the first mortgage section of our website.)

 

* Mortgage Solutions, LLC, is a wholly owned subsidiary of Members Resource, LLC.

Mortgage Solutions, LLC (NMLS #277481). Missouri Residential Mortgage Licensee #13-1908; Illinois Residential Mortgage License #MB.6760773; Kansas Licensed Mortgage Company #MC.0025070.

Equal Housing Lender.