Leadco Community Credit Union

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Loan Rates

 

New Auto             *APR’s start at                                            Used Auto                       *APR’s start at

  1 - 24 Months             2.24%                                                     1 - 24 Months                           2.24%

25 - 36 Months             2.49%                                                   25 - 36 Months                           2.49% 

37 - 48 Months             2.69%                                                   37 - 48 Months                           2.69%

49 - 60 Months             2.74%                                                   49 - 60 Months                           2.74% 

61 - 72 Months             3.09%                                                   61 - 72 Months                           3.09%

73 - 84 Months             4.19%                                                   73 - 84 Months                           4.19%

 

 

Boat                      *APR’s start at                                      Recreational Vehicle           *APR’s start at            

  1 - 60 Months             4.99%                                                      1 - 60 Months                         4.99%                             

61 - 72 Months             5.59%                                                    61 - 72 Months                         5.59%                            

73 - 84 Months             5.99%                                                    73 - 84 Months                         5.99%                            

85 - 120 Months           6.49%   >$25,000                                85 - 120 Months                       6.49%       >$25,000      

121 - 144 Months         6.99%   >$50,000                              121 - 144 Months                       6.99%       >$50,000       

145 - 180 Months         7.49%   >$75,000                              145 - 180 Months                       7.49%       >$75,000       

 

Older Vehicle       *APR’s start at                                           Unsecured                      *APR’s start at

Autos                              7.24%                                                   1 - 60 Months                            10.64%

Other                               9.14% 

 

                     

* Rate includes Payroll Deduction Discount/Automatic Transfer:  Members who have their loan payments made through payroll deductions will receive .25% interest rate discounts on their loan rates (excluding First Mortgage Loans).  Some conditions apply to loan rate and term. 

 

APR = Annual Percentage Rate  

Share Pledged                                                                                      
May finance up to ninety percent of share balance at 3.00% over our current General Share rate.             

Special Share Pledged
May finance up to ninety percent of certificate balance at a rate equal to three percent greater than that being paid on the certificate.  Rate may vary based on the term of the loan.


Apply for a Loan Online:  Members can apply for loans online through our secure loan application server.  

How much will the sales tax be on my vehicle purchase?

 

Estimate the sales tax due on your vehicle purchase.  Click here to use the Missouri Department of Revenue’s sales tax calculator.  Use it for calculating sales tax due on motor vehicles, trailers, all-terrain vehicles and boats.

Calculator: Determine if a rebate is better than a low rate auto loan

Many times, dealers offer either zero percent financing or a rebate on the sale price of the vehicle.  So...when is a rebate better than a low rate auto loan? Click here to find out! 

How much sales tax will I owe on my new purchase?

 

The Missouri Department of Revenue provides a sales tax calculator to estimate the amount of sales tax you will owe when titling your vehicle.  Click here to use the Missouri Department of Revenues sales tax calculator.

Savings Rates

 

Account Type:                                     Rate           APY       

12 Month Certificate of Deposit           .500%        .500%

  6 Month Certificate of Deposit           .300%        .300%

     IRA Shares                                        .500%        .500%

     General Shares <$25,000              .100%        .100%

     General Shares >$25,000              .200%        .200%

     Christmas Club <$25,000               .100%        .100%

     Christmas Club >$25,000               .200%        .200%

 

APY = Annual Percentage Yield