Leadco Community Credit Union

Member Service is our Top Priority


Free (Checking) Share Draft Accounts:  Our share draft accounts have no minimum balance fees.


Overdraft Protection:  It happens to everyone at one time or another...you forget to write down a check, transfer funds, or make a deposit.  Your Leadco Community Credit Union share draft account also offers overdraft protection coverage.  In the event a draft is presented and there aren’t enough funds to pay that draft or drafts, funds are transferred from available funds in your regular share account to cover these items.  This service only costs $2.50 per transfer.

Courtesy Pay:  Upon our discretion, we will allow draft or ACH items to post to your account which would result in a negative balance in that account.  This service will provide you protection from the added cost and inconvenience of
recovery associated with non-sufficient funds items.  The Courtesy Pay privilege does not cost anything unless you use it.   Each Courtesy Pay item allowed to post to a member's account which results in a negative balance in their account will incur a fee of $33.00.

Mobile Banking

Our mobile app makes it easier than ever to handle all of your daily banking needs. Designed to be intuitive and simple to use, the app offers you access to a wide range of popular features, including:

  • Account balances and payment history
  • Transfers between Leadco accounts
  • Schedule, manage and pay bills along with
  • Mobile deposit capture

To download the new app go to:

Google Play or the App Store: TouchBanking-Fiserv

Access Code: leadcoccu

If your Virtual Branch login ID is less than 6 characters,

add zeros to the beginning to reach 6 characters.


Google Play or the App Store: TouchBanking-Fiserv
Access Code: leadcoccu
If your Virtual Branch login ID is less than 6 characters,
add zeros to the beginning to reach 6 characters.

Mobile Deposit Capture:

Deposit checks without stopping by the credit union.  Mobile deposit lets you deposit checks securely anytime, using our mobile banking app. It's Quick & Easy.  See how simple it is to deposit checks anytime & anywhere

Your Debit Card looks like an ordinary MasterCard credit card, and it even processes like a credit card, but the money comes directly from your LCCU checking account.  Use it for free at millions of merchants - department and discount stores, restaurants, catalogs, doctors' offices and many more!  Many merchants allow you to get cash back on top of your purchases.  Debit cards are safer to use than cash, more convenient to use than checks, and designed to double as your ATM card.  Use them at thousands of free CO-OP ATM's nationwide and any Star, Cirrus or Pulse Network ATM for a small fee.


LCCU's MasterCard Debit Card opens the door to a whole new world of purchasing power from your Free Checking Account.  Your time is valuable. Use Debit MasterCard to help you make the most of it.

Lost or Stolen Cards:  To report a lost or stolen card after business hours call 888-241-2510 or 800-754-4128.

Automated Teller Machine:  We have 24-hour drive-up ATMs located on our parking lots at 820 E. Main Street in Park Hills, and 551 E. Karsch Blvd. in Farmington.  Members can make deposits, transfer funds, and make withdrawals at any time, day or night.  Members can also use their Leadco ATM cards at just about all ATM's in the United States.  Better yet, members using any CO-OP ATM nationwide are not charged to access their funds at any of the nearly 30,000 locations.  Look for the CO-OP ATM logo.  CO-OP ATM Locator Call or stop by and request your ATM card.

ATM - Point of Sale Access:  Your Leadco ATM card has point of sale ability.  Point of Sale lets your ATM card work like a debit card.  Funds are paid out of your Credit Union share draft account without your having to write a check.   Your Leadco ATM card has point of sale ability at any location honoring the Cirrus or STAR networks (logo below).  This includes most Wal-Mart stores, as well as many grocery stores, gas stations, and convenience stores nationwide. Best of all, these transactions are free.  Check for the Cirrus or Star logo for acceptance.


To find a no fee CO-OP ATM nationwide (nearly 30,000 locations, including most 7-11 stores), click here or call toll free 1-888-SITE-COOP.

Pre-paid Debit Cards and Gift Cards!


We have a card for just about every occasion.  Whether you're taking a trip, teaching your teen good financing responsibility, or just looking for the perfect gift idea.  We have a card to help you out.  Click on the links to find out more.

Trustage® Auto & Homeowners Insurance Program

You trust Leadco Community Credit Union
 to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the Trustage® Auto & Homeowners Insurance Program.

·   The Trustage Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.

·   Access convenient e-service, pay your bill or make changes to your policy, even report a claim.

·   Receive fast, easy access to claims service 24 hours a day.

·   Obtain a free, no-obligation quote.

The Trustage Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Insurance Services

Build a Lifetime of Security

MemberCONNECT© is a service program sponsored by Leadco Community Credit Union in partnership with CUNA Mutual Group. This program is designed to offer credit union members a variety of insurance and protection products.

CUNA Mutual Group is the leading financial services provider to credit unions and their members worldwide, offering more than 300 insurance, investment and technological solutions. No other company in the world offers so many credit union specific products.

Your membership affords you many benefits. One of these benefits is the availability of Term and Whole Life Insurance.
At Leadco Community Credit Union, we believe in your financial security.

That's why we've made available this important coverage to help protect your future. As a part of our family, you can get valuable protection at affordable rates.

Insurance is sold by CUNA Mutual Insurance Society. This insurance is not a deposit and is not federally insured or guaranteed by your credit union.

Internet Banking: 

Access your Leadco account from your PC, anytime, anywhere.  It’s quick and easy to use. Check account balances, make transfers, loan payments, request a check, and much more. 


Audio Response System: Access your Leadco account by phone, anytime, anywhere.  It’s quick and easy. Call toll free 800-345-2339.

Options Available

  • Get account balances.
  • Inquire into cleared drafts/checks.
  • Transfer funds (make loan payments).
  • Make check withdrawals.
  • Calculate loan payments.


Drive-up Lanes:  We have convenient drive-up lanes at both our Park Hills and Farmington locations.

Direct Deposit:  Have your pension check, social security check, or any payroll check direct deposited at no cost.  Employers can also have their payroll deductions sent in through direct deposit.  Direct deposited funds are also eligible for our payroll deduction discounts when making loan payments.

Money Orders:  We sell Credit Union Money Orders.  The cost is $1.50 each.

Safe Deposit Boxes:  We offer safe deposit box security for our members.  Box rents start as low as $5.00 per year.  We have several different size options available.  Call for availability.

Fax Service:  If members need to send or receive a fax, we can help.  The cost to send a fax is $3.00 per page and $1.00 per page to receive.

Copier Service:  Need something copied?  Members can receive up to ten copies free.  No business copies, please.