About Us

Membership

Anyone living or working in St. Francois, Madison or Ste. Genevieve Counties in Missouri, or anyone employed in the mining, smelting, or quarrying industries can join. Also eligible is anyone employed by local governments, hospitals, schools or manufacturing enterprises in the counties of St. Francois, Ste. Genevieve, Iron, Madison, Washington, Dent, Crawford and Reynolds. Also, persons retired from all such employment are eligible, as well as immediate family of such members. 

USA Patriot Act – Identity Verification Notice

In order to comply with the USA Patriot Act, all financial institutions are required to verify the identity of members applying for and opening new accounts or services with the credit union. Information we are required to obtain include name, mailing and residence address, tax identification number, date of birth and a copy of a government issued photo ID. Additional data may also be gathered depending on the type of account applied for or opened. Data on existing members will be gathered as they open or use additional services offered by the credit union. The Act requires us to maintain records of the identification verification and periodically update this information. Confidentiality of the information will be maintained as required by law. 

Applications for membership can be made in person at either of our offices located at 820 E. Main Street, in Park Hills, and 551 E. Karsch Blvd., in Farmington, or if your employer has a relationship with our credit union, you may obtain a signature card at your employer. An initial deposit of $25 is required for membership.

Credit Union membership is exclusive. Each credit union has a defined field of membership that includes employers who sponsor membership for their employees. This sponsorship is exclusive; only companies who are in our field of membership and elect to offer this service to their employees are eligible. Best of all, this service is free to both the employer and their employees. The purpose of this relationship is to offer the employer a way to promote thrift among its employees through regular saving habits, low cost financial services, and financial advice.

Payroll Deduction Program: Employees ask their employers to withhold a specified amount each pay period. Members can even elect to have their entire checks deposited into checking and/or savings and eliminate trips to the credit union or bank on paydays. The employer sends us a list of the deductions with a check or ACH transfer. Our aim is to make this program as easy to administer as possible from the company’s point of view; after all, you have a business to run. We provide all the forms needed as well as any assistance necessary, or employees/members can be referred to the credit union directly.

Payroll Deduction Discount: Members who have their loan payments made through payroll deductions will receive .25% interest rate discounts on their loan rates.

Applications for membership can be made at either office location or on-line by clicking on the link below.

Our Branch Locations